Equipment lenders and asset-finance teams with a book of clinic borrowers.
Most clinic deals originate from the device rep, underwriting on a two-person clinic is thin, and the first sign of trouble is usually a missed payment. A credit bureau sees filings. It does not see the lead practitioner disappear from the website, the Google listing go dark or the reviews stop, and those usually come months earlier. Omnera matches your borrower book to its clinic record and shows you which borrowers changed and how seriously.
The same verified clinics and the same history behind every Omnera page, arranged around this decision.
Upload your borrower list. Omnera matches it to the clinic record with a confidence per row and returns the unmatched rows for review. The matching is the part you cannot do from your own data.
Listing closed, website gone, lead practitioner gone, reviews stopped, CQC rating changed, director resigned. Each rule carries a severity.
The borrowers that changed, ranked by severity, with the evidence and the date of each change, as a downloadable file.
Signals: Listing status and review velocity · Practitioners named, so a departure is visible · Director appointments and resignations. Each names its source and the month its record starts on the methodology page.
Each deliverable is dated and traceable to the clinics behind it, and your own list is matched with a confidence per row.
Omnera shows what changed at a borrower and when, with the evidence for each change. It does not score default risk or predict arrears. The proof is a walkthrough of your own book: under a data processing agreement we match a sample of borrowers and show you which ones have changed.
A data processing agreement is signed before the first upload. Your borrower list is processed only to match and monitor it, is never shared with other customers, and is deleted 30 days after the licence ends.
Send us the list you already work from. We match it, show you what changed in it, and scope a pilot from there.
Both open an email. A data processing agreement is signed before any list is uploaded.